Publication: What is an adequate standard of living during retirement?
What is an adequate standard of living during retirement?
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Binswanger, J., & Schunk, D. (2012). What is an adequate standard of living during retirement? Journal of Pension Economics and Finance, 11(2), 203–222. https://doi.org/10.1017/s1474747211000618
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Many economists and policy-makers argue that households do not save enough to maintain an adequate standard of living during retirement. However, there is no consensus on the answer to the underlying question about what this standard should be, despite the fact that it is crucial for the design of saving incentives and pension systems. We address this question with a randomized survey design, individually tailored to each respondent's financial situation, and conducted both in the U.S. and The Netherlands. We find that adequate levels
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- Binswanger, Johannes
- Schunk, Daniel
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Binswanger, J., & Schunk, D. (2012). What is an adequate standard of living during retirement? Journal of Pension Economics and Finance, 11(2), 203–222. https://doi.org/10.1017/s1474747211000618
