Publication:

EXPRESS: How Insurance Prices Affect Consumers’ Purchase Decisions: Insurance Price as a Risk Signal

Date

Date

Date
2025
Journal Article
Published version

Citations

Citation copied

Reiner, J., Wamsler, J., Bornemann, T., & Natter, M. (2025). EXPRESS: How Insurance Prices Affect Consumers’ Purchase Decisions: Insurance Price as a Risk Signal. Journal of Marketing Research, 62(1), 154–169. https://doi.org/10.1177/00222437241270217

Abstract

Abstract

Abstract

Retailers, service providers, and manufacturers have discovered that complementary optional insurance is an attractive source of profit and frequently charge substantial insurance prices compared to the price of the product to be insured. The implicit assumption behind this pricing strategy is that product purchase decisions are independent of the insurance offer. The authors question this assumption and propose that consumers interpret the price of insurance as a risk signal with respect to the underlying product. Perceived risk, in

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27 since deposited on 2024-08-22
Acq. date: 2025-11-12

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4 since deposited on 2024-08-22
Acq. date: 2025-11-12

Additional indexing

Creators (Authors)

Journal/Series Title

Journal/Series Title

Journal/Series Title

Volume

Volume

Volume
62

Number

Number

Number
1

Page range/Item number

Page range/Item number

Page range/Item number
154

Page end

Page end

Page end
169

Item Type

Item Type

Item Type
Journal Article

Dewey Decimal Classifikation

Dewey Decimal Classifikation

Dewey Decimal Classifikation

Scope

Scope

Scope
Discipline-based scholarship (basic research)

Language

Language

Language
English

Publication date

Publication date

Publication date
2025-02-01

Date available

Date available

Date available
2024-08-22

Publisher

Publisher

Publisher

ISSN or e-ISSN

ISSN or e-ISSN

ISSN or e-ISSN
0022-2437

OA Status

OA Status

OA Status
Hybrid

Free Access at

Free Access at

Free Access at
DOI

Metrics

Downloads

27 since deposited on 2024-08-22
Acq. date: 2025-11-12

Views

4 since deposited on 2024-08-22
Acq. date: 2025-11-12

Citations

Citation copied

Reiner, J., Wamsler, J., Bornemann, T., & Natter, M. (2025). EXPRESS: How Insurance Prices Affect Consumers’ Purchase Decisions: Insurance Price as a Risk Signal. Journal of Marketing Research, 62(1), 154–169. https://doi.org/10.1177/00222437241270217

Hybrid Open Access
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Files
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Files

Files

Files
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